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July 2026 - National Real Estate Insights
July 2026
All Eyes On The Fed This Week
The Federal Open Market Committee (FOMC) meets this week and the markets are forecasting a 40% chance that they hike short term interest rates. The likelihood of Fed rate increases in 2026 is still climbing. That’s one of the reasons that mortgage rates have surged to their highest levels in a year.
For most of the first half of 2026, conditions were modestly favorable for home sales to grow. Through the end of June, our count of home sales was 4% ahead of 2025. As mortgage rates have lurched back into the upper 6s recently, that is likely to slow buyer demand somewhat.